#4 Money is only tool.

Money is only tool. It will take you wherever you wish, but it will not replace you s the driver

-Ayn Rand

#3 Before you speak, listen.

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.

-William A. Ward

#1 Money has never made man happy

Money has never made man happy, nor will it, there is nothing in its nature to produce happiness. The more of it one has the more one wants.

-Benjamin Franklin